We hear in the news where aging adults are the target of unscrupulous people attempting to part the elder from their money.  Personally, this writer has watched as a woman’s family and her bank begged her not to send money to a scammer with no success.  She is her own power of attorney and all they could do was advise, beg and plead while the ultimate decision lay in her hands and she was convinced the scammer was for real.  The daughter was sick over it as she watched her mom withdraw and transfer to this scammer thousands of dollars.

How do you know someone is legitimate?  You ask lots of questions, better yet NEVER give any information over the phone.  Ask who they are and where they are calling from and then promptly hang up and call back to the place they say they are from.  Most often you will discover it is not a true representative.  The biggest concern is how the caller will bully and push you, making you feel threatened and fearful if you do not comply!  Any honest and rightful caller will commend you for your astuteness before they bully or threaten you.

Find a trusted friend or family member to help you with these kinds of situations.  Frighteningly, anything you say on the phone can be recorded without your permission so the best advice is simply to hang up after saying nothing.  Reports have been true to say callers ask, “Is this YOUR NAME?” and when you say “YES” they record you saying “YES” and then use it to say you agreed to the caller’s conditions and are in compliance with their requests.  When someone you do not recognize calls the default response beyond “Hello” should be, “Who is calling please?”  or “Kindly tell me more about what you want.”   This will mean they must do all the talking.

For more information on Scams on Seniors go to the Memories+ Group website: